Did you know that a credit score represents your credit risk or the likelihood you will pay your financial obligations on time or at all? A high credit score indicates you have demonstrated responsible credit behaviour in the past and will likely continue to do so. A high credit score usually means more favourable credit terms, while a low credit score could bar you from obtaining credit. Build your credit and protect it. You can check your credit score and obtain a copy of your report directly from Equifax. If you notice any errors or discrepancies be sure you contact Equifax immediately to correct them.